Hero Loans the FAIR WAY

Frequently Asked Questions


What exactly is American Frontline Rewards?

American Frontline Rewards encompass an extensive array of advantages specifically designed to provide local community heroes with discounts, rebates, and government grant programs during their home purchase or refinancing journeys.


What does it take to qualify for a Hero Loan Program?

Eligibility for the program is determined by various factors, including your state of residence, occupation or military service, as well as the availability of local government and bond programs.


What kind of savings can I expect from your HERO Loan Programs and American Frontline Rewards?

The rebates and discounts offered will be contingent upon a combination of factors, including home price, mortgage amount, policy amount, and other relevant considerations. However, one thing remains certain: by qualifying for our home programs, you can expect to save hundreds, if not thousands, of dollars on average during your transactions. Partnering with AFR vendors including your Loan Officer, Real Estate Agent and Home inspectors will maximize your savings!


Are there any hidden conditions or fees?

Rest assured, our loan program options are transparent and do not involve any hidden fees. The catch, however, lies in the fact that the availability of grants and programs may vary depending on your place of residence. To alleviate this burden and provide you with the finest choices, our experienced Loan Officers will conduct thorough research on your behalf, saving you time and guaranteeing access to the most suitable options.


Do I have to be working with an American Frontline Rewards lender to receive the benefits?

To receive American Frontline Rewards benefits, it is necessary to work with one of our local lenders. If you already have an agent or lender, we recommend consulting with an accredited American Frontline Rewards lender to ensure you receive the optimal benefits available.

©2023 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718. Phone: 1-877-699-0353. *A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. AZ License #BK-0904162. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Business Oversight under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License.

Complaints may be directed to: 1-877-699-0353 or Email us: customerservice@fairwaymc.com

Click Here for the Texas Consumer Complaint & Recovery Fund Notice

Branch NMLS#1214469

5306 Pacific Hwy E. Suite B Fife, WA 98424.


Company NMLS#2289

Loan officers licensed in: AK, AZ, CA, HI, ID, MN, NV, OR, SC & WA.

Click here for State Disclosures Branch NMLS# 1214469

Click here for NMLS Consumer Access NMLS#2289

Fairway Independent Mortgage Corporation – 5306 Pacific Hwy E. Suite B Fife, WA 98424 – 253-200-3255